Holiday Finances: Tips to Stress Less and Spend Smart

(Updated: Oct. 2, 2025, 4:35 a.m.)

The holidays can bring joy—but also financial stress. OSU Extension offers practical strategies to help you enjoy the season without overspending.

Top 5 Takeaways:

- Set a holiday budget – Decide in advance what you can realistically spend on gifts, food, and travel.

- Make a list & stick to it – Plan purchases ahead of time to avoid impulse spending.

- Get creative with giving – Consider homemade gifts, experiences, or group contributions instead of pricey items.

- Track spending as you go – Use apps or a simple notebook to keep yourself accountable.

- Focus on meaning, not money – Remember that memories, traditions, and time with loved ones matter more than costly gifts.

Read the full article here: Holiday Finances | OSU Extension

Join us on October 21st for a free Holiday Budgeting workshop!

Holiday Budgeting Magic